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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$144,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$4,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$144,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$4,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.00
$16.40
$17.20
$17.60
$18.00
$18.80
$19.60
$20.00
$20.80
$22.00
$22.80
$23.60
$24.80
$26.00
$27.20
$28.80
$30.00
$31.60
$33.60
$36.40
$38.80
$42.00
$44.80
$47.60
$50.40
$53.60
$57.20
$60.40
$65.20
$70.00
$76.00
$82.80
$90.40
$98.00
$105.60
$117.60
$126.00
$140.40
$152.40
$165.20
$179.60
$196.80
$218.00
$240.40
$265.60
$301.60
$336.80
$378.40
$417.60
$461.20
$506.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.60
$25.80
$26.40
$27.00
$28.20
$29.40
$30.00
$31.20
$33.00
$34.20
$35.40
$37.20
$39.00
$40.80
$43.20
$45.00
$47.40
$50.40
$54.60
$58.20
$63.00
$67.20
$71.40
$75.60
$80.40
$85.80
$90.60
$97.80
$105.00
$114.00
$124.20
$135.60
$147.00
$158.40
$176.40
$189.00
$210.60
$228.60
$247.80
$269.40
$295.20
$327.00
$360.60
$398.40
$452.40
$505.20
$567.60
$626.40
$691.80
$759.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$33.00
$34.20
$35.40
$36.60
$38.40
$39.60
$41.40
$43.20
$45.00
$47.40
$49.20
$51.60
$54.00
$57.00
$60.00
$63.00
$66.00
$70.20
$75.60
$81.00
$87.00
$93.00
$97.80
$102.60
$109.20
$115.20
$121.20
$130.20
$139.80
$150.60
$163.80
$178.20
$192.60
$207.00
$229.80
$246.00
$272.40
$295.20
$318.60
$345.60
$378.00
$418.20
$461.40
$508.80
$578.40
$645.00
$723.60
$796.80
$878.40
$962.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov